Privacy Policy

Bizcon Fintech Labs Private Limited (the "Company", "we", "us", and "our"), has built the CredFlow application as a Free app. This SERVICE is provided by the Company at no cost and is intended for use as is. The Company respects your privacy and is committed to protect it through its compliance with this Privacy Policy ("Policy"). Please read this Policy carefully to understand how we collect and use information and under which circumstances we share information collected from you (hereinafter referred as "Users or "you") with any third party.

This Policy describes:

This Policy together read with the Terms and Conditions constitute and serve as the agreement between you and us.

The Policy applies only to the information collected by us during your use of the Website, in email and other electronic communications sent through the Website. This Policy does not apply to the information that you provide to, or that is collected by, any third-party, such as logistic service provider, social networks that you may use. We encourage you to consult directly with such third-parties regarding their privacy practices. Your personal information shall be processed and stored subject to your explicit consent, which shall be obtained at the time of registration on the Website and/or at such other time when we collect your Personal Information (defined herein below).

By accessing or using the Website and/or registering for an account on the Website, you agree to this Policy and you are consenting to our collection, use, disclosure, retention and protection of your personal information as described here.

The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at CredFlow unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience, while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to Contacts. The information that we request will be retained by us and used as described in this

privacy policy.

The Company takes all reasonable steps to protect the personal data provided via the software from loss, misuse and unauthorized access, disclosure, alteration or destruction specifically for the Tally data. It is made clear that the Company may seek authorization from the user/customer

to use or access user data for software development or any future service that the company may offer.

The Company represents that the user data is stored on cloud (Amazon Web Services) in encrypted form under best industry standards and the same may change from time to time.

The app does use third party services that may collect information used to identify you.

Third-party service providers used by the app includes but is not limited to: (You may refer to their individual websites for their privacy policy)

We may see your primary Google account email address and avail your personal information that you may have made s publicly available. When you sign in with Google, you allow us to send emails on your behalf.

Log Data

We want to inform you that whenever you use our Service, in a case of an error in the app we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol ("IP") address, device name, operating system version, the configuration of the app when utilizing our Service, the time and date of your use of the Service, and other statistics.


Cookies are files with a small amount of data that are commonly used as anonymous unique identifiers. These are sent to your browser from the websites that you visit and are stored on your device's internal memory.

This Service does not use these "cookies" explicitly. However, the app may use third party code and libraries that use "cookies" to collect information and improve their services. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your device. If you choose to refuse our cookies, you may not be able to use some portions of this Service.

Service Providers

We may employ third-party companies and individuals due to the following reasons:

We want to inform users of this Service that these third parties have access to your Personal Information. The reason is to perform the tasks assigned to them on our behalf. However, they are obligated not to disclose or use the information for any other purpose.


We value your trust in providing us your Personal Information, thus we are striving to use commercially acceptable means of protecting it. But you are hereby notified that no method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.

Links to Other Sites

This Service may contain links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites. We have no control over and assume no responsibility for the content, privacy policies,

or practices of any third-party sites or services.

Children's Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In case we discover that a child under 13 has provided us with personal information, we immediately delete the same from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us for necessary actions.


This Privacy Policy does not apply to any personal data collected by the Company other than personal data collected through the application. This Privacy Policy shall not apply to any unsolicited information user provides to Company through the program or any other means. This includes, but is not limited to any public areas of the services, such as public forums (collectively “Public Areas”), any ideas for new products or modifications to existing services. All unsolicited information shall be deemed to be non-confidential and the Company shall be free to reproduce, use, disclose, distribute and exploit such unsolicited information without limitation or attribution.

Changes to This Privacy Policy

The software and our business may change from time to time. As a result, it may be necessary for Company to make changes in this Privacy Policy. The company reserves the right to update or modify this Privacy Policy from time to time without prior consent. The company may revise its privacy policy to bring it in line with the IT Act and the rules framed thereunder. Thus, you are advised to review this page periodically for any changes, especially before you provide any personal data. We shall be posting our Policy changes on the website and user’s access to the website shall be construed to be an implied consent to the updated Privacy Policy. The changes shall be made therein effective immediately after they are posted on this page.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us by emailing at or you may transmit your query in writing at 130 Kapil Vihar, Pitampura, New Delhi - 110034, or by calling us at +91-7503043366.